

Most businesses leave money on the table or expose themselves to compliance risk by partnering with the wrong collection agency.
Recover unpaid invoices without upfront costs.
Since 1981, we’ve helped thousands of clients nationwide recover more of what they’re owed, backed by a 98.5% client retention rate.
$0 Set Up Fees. No Collection, No Charge!
No obligation. No fees until you recover.
We respect your privacy and will not spam your email or phone.
98.5%
Client Retention Rate
Licensed & Bonded
Nationwide
$10M
Cyber Liability Coverage
24/7
Online Client Portal Access














Placing your accounts with Diversified Adjustment Service is easy and free of charge. We only charge a small contingency fee if we collect.

You assign your past-due accounts
Submit accounts securely through our client portal, encrypted file transfer, or other secure methods approved by you.

We set up the accounts & process via sophisticated analytics
Accounts are reviewed and worked promptly, usually within 48 hours of placement, to maximize early recovery opportunities. Free skip-tracing begins immediately.

First letter sent in compliance with FDCPA and Regulation F
Your accounts are assigned to professional collectors who communicate via compliant letters, calls, texts, and emails in compliance with federal and state laws.

Applicable accounts are reported
To all three major credit bureaus to encourage resolution.

Debtors have over 20 ways to pay
Payments accepted via website, digital wallets, and IVR.

Monitor your accounts 24/7
Access your free secure online portal anytime to view account activity, submit accounts, review payments, and run over 100 reports.

Money is collected and remitted to you
Remittances are sent monthly via ACH or paper check. If we don’t collect, you don’t pay a dime.
No set up fees
No hidden fees
Free skip-tracing
No collection, no charge

Diversified has been a trusted partner for our Pediatric clinic for years. Their patient-centered approach, strong compliance, and consistent recovery results have helped us improve revenue while maintaining positive patient relationships.
- Business Office Supervisor

Diversified is a reliable contractor for our municipal EMS and utility collections. Their team is responsive, easy to work with, and understands the importance of treating our customers and patients respectfully. We’ve seen consistent results and appreciate their professionalism and communication.
- Administrative Supervisor

Working with Diversified has been a great experience for our rural hospital. Their online portal is easy to navigate and gives us clear insight into account activity and performance. The reporting is simple to understand, and their team is always responsive and professional.
- Patient Financial Services Director

We rely on Diversified Adjustment Service for our B2B collections because of their professionalism and consistent performance. Their communication and follow-through have been outstanding.
- Founder/CEO

We’ve had a very positive experience with Diversified Adjustment Service. Their team is knowledgeable, efficient, and always responsive. They make the process simple while delivering strong and reliable results.
- Director of Revenue Recovery

Diversified’s deep knowledge of DebtNext has been incredibly valuable to our utility company. They consistently rank as our #1 agency in recovery month after month. Their expertise has improved efficiency, and their processes have led to outstanding audit results, giving us great confidence in their work.
- Director of Risk Management

No Set Up Fees
No Hidden Fees
Free Skip-tracing
Free credit bureau reporting for applicable accounts
No-Collection, No-Charge

Healthcare

Small business

Financial Services

Government

Communications

Education

Utilities

And More!
Diversified Adjustment Service, Inc. is a nationally licensed collection agency that helps businesses recover outstanding past due receivables. We specialize in ethical, compliant debt recovery. Our approach combines experienced professionals, omni-channel communication strategies, and a secure 24/7 client portal to deliver effective recovery while protecting our client reputations.
Diversified has been in business for over 45 years.
Yes, Diversified is a BBB-accredited company.
Yes, Diversified is a certified Women’s Business Enterprise (WBE).
Diversified combines decades of industry experience, advanced technology, strict compliance standards, and a professional omni-channel communication approach designed to recover revenue while protecting client reputations.
Diversified specializes in collections for industries such as healthcare, small business, financial services, government, communications, education, utilities, and others that require professional accounts receivable recovery services. We handle Commercial B2B (Business-to-Business), Consumer B2C (Business-to-Consumer), and C2B (Consumer-to-Business) accounts.
Yes, we’re Licensed, Bonded, Insured and HIPAA and HITECH Compliant nationwide. We are one of the few agencies in the country that also provide our clients with 10M in cyber insurance.
Placing your accounts with Diversified for collections is easy and free of charge. We charge a small contingency fee for collection, meaning there is no charge unless we collect. The contingency fee is based on the number of accounts placed for collection, the average balance, and the age of the accounts at placement.
No. There is no setup fee to begin working with Diversified Adjustment Service. Our services are provided on a contingency basis, meaning there is no cost unless we successfully recover funds.
Accounts can be submitted securely through our client portal, encrypted file transfer, or other secure methods approved by you.
Diversified provides client remittances monthly via electronic ACH transfer or by paper check.
Yes. When appropriate and in compliance with all regulations, Diversified may report accounts to major credit bureaus to encourage resolution of outstanding balances.
Diversified maintains strict data security protocols and complies with all applicable federal and state regulations to protect sensitive consumer and client information.
Accounts are reviewed and worked on promptly, usually within 48 hours of placement, to maximize early recovery opportunities and improve results.
Diversified utilizes an omnichannel communication strategy that can include phone, written correspondence, email, SMS, and other compliant communication channels. This approach improves engagement while ensuring that all communications comply with applicable federal and state regulations.
Yes. Diversified Adjustment Service provides clients with a FREE, secure online portal available 24/7. Clients can view account activity, submit accounts for collection, review payments, and access reports at any time.
Diversified uses respectful, professional communication to work with patients and encourages resolution of outstanding balances. Our team understands the sensitive nature of medical debt and focuses on solutions that help patients resolve their accounts while preserving the provider–patient relationship. Diversified is HIPAA compliant.

To get the ball rolling on your debt collection service, simply get a free quote. We’ll learn about your needs and share how we help. From there, we’ll send over a proposal.

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